Being on the receiving end of many collections calls, I can offer you my own insight. I hope you haven't been calling me, because I should not want to aid the enemy!
Automated messages are very likely to be ignored, for several reasons. First, most of the auto-messages I receive are not correctly triggered to wait for the beep. What I get is "8967. Please call us back and reference that case number." Makes returning the call pretty much impossible. Issue two: the impersonal and unemotional message is very easy to dismiss, as it does not convey any sense of urgency.
On the other hand, personal messages may swing the other way. Aggressive and or rude messages from collectors can result in legal issues or accounts being remove from your care. I have had to file complaints regarding, to put it politley, over-zealous agents.
To summerize: you may get better response from personal messgaes, but the automated ones probably won't get you in trouble. |